About Your Licensed Mortgage Loan Officer

Background, licensing and lending approach of the loan officer you will actually work with, including the states served and the borrowers helped most often.

Every loan starts with a conversation about your goals — budget, timeline, credit, and the monthly payment you are comfortable with. From there, Joshua compares programs across FHA, VA, USDA, conventional, jumbo, and investor options to find the structure that actually fits, then manages the file through underwriting to a smooth closing.

Call (904) 535-1936 to get started. You can also email jpruitt@NEXALending.com.

How Joshua helps

Joshua Pruitt, Loan Officer at NEXA Lending. NMLS #2312059. Call (904) 535-1936.

Frequently Asked Questions

Who is Joshua Pruitt?

Joshua Pruitt is a Loan Officer at NEXA Lending (NMLS #2312059). Expert mortgage loan originator in Florida helping first-time buyers, refinancing, and home purchases. Licensed #2312059. Call (904) 535-1936 today.

What areas does Joshua Pruitt serve?

Joshua Pruitt is licensed to provide mortgage services in Florida.

What services does Joshua Pruitt offer as a mortgage loan officer?

Joshua Pruitt offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in Florida. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.

How can I contact Joshua Pruitt?

You can call (904) 535-1936 and email jpruitt@NEXALending.com to get started or ask about current mortgage rates and pre-approval.

What is Joshua Pruitt's NMLS number?

Joshua Pruitt's NMLS license number is 2312059. You can verify this license at nmlsconsumeraccess.org.

How do I get pre-approved for a mortgage with Joshua Pruitt?

Getting pre-approved is simple: share your income, assets, and credit details, and Joshua Pruitt will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.

About Joshua Pruitt

Building Dreams:
Joshua Pruitt Commitment to Mortgage Excellence

Joshua Pruitt is dedicated to helping individuals and families achieve their homeownership goals through expert guidance, transparent communication, and tailored mortgage solutions designed around real-life needs.

Strategic Partnership Focus
Tailored Loan Structuring
Simplifying the Lending Journey
Personal Touch & Passion

Tailored Loan Structuring

Empowering clients through exceptional service, honest advice, and a relationship-first approach.

Beautiful home exterior
Joshua Pruitt - Loan Officer

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